Car Accident Settlement

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Make Sure Your Car Accident Settlement Includes These 6 Losses

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Did you know that most car crash victims hardly get paid full compensation? This happens because people forget to include important losses in their settlement.

The roads in Baton Rouge are crowded, and accidents happen often. But you should not suffer alone or accept less than what you deserve. If you have been involved in a car accident in Baton Rouge, it is important to understand what to expect. You deserve every help you can get to move forward.

Obtaining a fair settlement is tough when you are coping with pain, anxiety, and bills at the same time. This is where an accident attorney in Baton Rouge can help. Someone who knows local laws and insurance rules can make a difference.

Here are 6 losses you should include in your car accident settlement:

1. Medical Expenses

This one seems obvious, right?

But it is more than your hospital bills. You should also include medicines, physical therapy, doctor visits, surgeries, or even future medical care if necessary. Sometimes, injuries appear days or weeks after an accident. Consult your doctor about all future treatments. You don’t want to miss out in Baton Rouge, where healthcare is expensive.

2. Lost Wages

If your injuries caused you to miss work, you owe money for that loss. That counts even if you used your sick days or vacation days. And in case you cannot return to your work immediately or even need to take a lower-paying job due to your injuries, you deserve to be paid for that loss, too. Some Baton Rouge people work hard every day to support their families. Missing work can be harder than you think, so leave this out.

3. Pain and Suffering

Not all losses involve money. The pain you feel in your body and mind matters, too. Car accidents can leave you hurt, scared, anxious, and even depressed. You might struggle with nightmares, fear of driving, or physical pain that affects your daily life. They are real damages. A good Baton Rouge lawyer knows how to quantify your pain and suffering so you are fairly compensated.

4. Property Damage

After an accident, your car might be damaged or completely destroyed. Your settlement should cover repairs or the replacement of your car. Also, don’t forget about any personal items that got damaged, like your phone, laptop, clothes, or child car seat.

5. Loss of Enjoyment of Life

Think about what you enjoyed doing before the accident. Maybe you enjoyed sports, traveling, or playing with your kids. In case your injuries prevent you from enjoying these activities, you deserve compensation. Life in Baton Rouge is full of fun and community events, and missing out can sap your happiness. This is a loss that many do not realize till it’s way too late. Don’t let it go ignored.

6. Future Costs

The true impact of an accident sometimes comes years after the crash itself. You may need future surgeries, long-term therapy, medical equipment, or even changes to your home (like wheelchair ramps). Many good healthcare facilities in Baton Rouge come at a price. Your settlement should also cover any future needs.

Final Thoughts

A car accident is scary and stressful. But accepting less than you deserve can make things even worse. In case you live in Baton Rouge, speak with an accident lawyer who knows the way to fight for you. They can help you through it and ensure you do not miss anything important.

Also Read: Why Do You Need a Car Accident Lawyer After a Crash

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